I update my blog from time to time. Yes, scams, security even phones and tablets. These days most people have a mobile phone, a tablet and a computer. The computer for most people is here to stay whether a desktop, an AIO (all-in-one) or a Desktop. A desktop still gives the most options, the longest life and the best performance but a laptop has portability. If you need portability, then go the laptop but in terms of long-term costs of ownership it isn’t always the best choice. Older customers often want big screens and decent keyboards. Now while these can be plugged into a laptop, most people either don’t know how or can’t be bothered. Rest assured it can be done but often, for a home or business, the tablet or phone is used for portability and the computer is in the office.
I see people spending a lot of money, sometimes, on security packages you don’t need. If you are spending even $60 per year, it is probably too much. I am a reseller for both ESET and Kaspersky and ESET NOD32 is $104.90 with GST for three years which is reasonable, and it is a highly rated product. The ESET Internet Security is just $20 more and locks down your computer even more. I use NOD32 on my Desktop and Laptop as I sometimes find more security occasionally gets in the way but I think it is 50/50 for most customers on which product to use.
Scams, yes, don’t ever give out details of cards or your bank unless you are 110% certain of whom you are talking too. Banks are tightening up on covering people (not) who knowingly supply bank details to unknown parties by phone. PAYPAL is a good idea if you buy things a lot online as it never involves giving out your details, the seller signs up for PAYPAL (and are vetted by PAYPAL). This is my preferred option for payment. Of course we trust people we trust…and yes other parties do get my bank account number etc..
Multi-Factor Authentication. Everybody should use this really and it applies to a wide variety of services these days. Even your bank SMS to authorise a purchase is a type of secondary authentication. Gmail, Hotmail.com, outlook.com, Apple ID, Facebook all have the capacity to use multi-factor authentication. This means that someone with your Facebook user name and password can not get onto Facebook without you authorising it, ditto with the others such as Gmail.
I would also suggest people consider Gmail (especially if they have an Android phone) and Microsoft email (hotmail.com and outlook.com) for their email along with Multi-Factor Authentication. Why? Well for starters Telstra and iiNet don’t provide multi-factor authentication and what happens if you change companies? That’s right, dozens of changes to be made for banking, Facebook and other logins.
If you are a business or a person with a domain name e.g. www.perthpc.com.au then you can get Microsoft Exchange email services from iiNet or Microsoft and these are highly recommended for power and ease of use. Microsoft Exchange is the platinum standard for businesses and these days most businesses use iiNet or Microsoft to host the user emails and leave the security to the professionals. It is also very easy to set up on a phone or tablet or multiple computers without knowing complex configuration details. If you are interested let me know as initially some set up may be involved.
This brings me to password management. Yes, you know it is a bad idea having the same password for everything and using your birthdate as a pin to log into your phone. You probably do it anyway…😊?
It ultimately is a terrible idea as you may one day find out. For starters, which website or company got this user name (usually an email address) and password? If the answer is dozens then you have a lot of work to do, if they are important. If you use an easy pin to get into your phone and the crook has access to your birthdate, yes, they may get into your phone.
The good news is newer phones have either touch ID, Face ID or iris scan recognition which is often used in place of your PIN to get into sensitive sites such as banks or a password manager.
A Password Manager can be a piece of paper hidden somewhere. Believe it or not this may be the best option for many as it is all that they can manage, and it is infinitely better than using the same password for everything and much safer. Record carefully what each user name and password is for and if it changes then make sure your list is up to date.
Another option is a password protected Excel spreadsheet or even better a proper password manage such as LastPass. The password managers cost but are professional products and it means that all your passwords are accessible from wherever you are as they run on any computer, phone or tablet. These will always require multi-factor authentication, as they should. Two reasons not to get them is that they are cloud based (and people don’t trust something on the Cloud) and it is too hard. I get the second reason, I understand. I understand the first reason too but these companies go to extraordinary lengths to protect their data, so it is probably much safer than a list in your bookshelf. It is definitely more accessible.
Remember, extra security, may seem difficult but weigh that up against getting hacked, the odds of which happening, increase every day and they go for easy targets, Mums and Dads and Small to Medium size businesses, often neither careful enough with data and passwords.
Should you change passwords? Well, yes, from time to time but I do get it, more trouble versus the risk. It is an individual choice.
Just be careful is all I say and if you are, your chances of getting hacked can be very low to non-existent. I think overall the risks are very low regardless but if you take too many risks like using the same user name and password everywhere then that is one risk too many. Anything important should have a special password and yes, it should be changed from time to time.
